Semi-detached house for sale in Halgavor View, Bodmin, Cornwall PL31

Bakery Park, Bodmin
getting you on the property ladder with a deposit from just £3,500!
Viewings by appointment. Local Connection Applies.

An exciting opportunity to get on the property ladder and into a brand-new energy efficient 3-Bedroom Semi Detached House with Shared Ownership.

With a full market value of £280,000 this property is available to purchase from an initial share of between 25% to 75% of the properties full market value. Price shown is for a 25% share at £70,000.

Surrounded by countryside, Bodmin town includes several high streets that mix national chains with local independent shops, as well as pubs, restaurants, bakeries, butchers and usual food stores that cater your everyday needs. The Capitol Cinema and Bodmin Theatre are also within easy reach for enjoying evenings out.

For young families, a choice of four primary schools is nearby, with St Mary’s Catholic Primary School being the nearest. Bodmin College, a secondary academy school that serves the community of Bodmin is within easy reach.

Financial breakdown:
Full market value: £280,000
25% share value £70,000
Available with a 5% deposit: £3,500* (dependent upon your personal circumstances)
Rent charged on un-owned equity: 2.5%
Rent on un-owned share (75%) based on a 25% share purchased = £437.50 per month
Service Charge: £17.39 pcm

What is Shared Ownership?
If you cannot afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your home (between 25% and 75%), you then pay rent on the remaining share. After your initial share you have the option to purchase more shares (known as staircasing) which means you can choose to increase the amount you own gradually, until you own 100% of your home, at this point the rent element would fall away.

Monthly costs to purchase via Shared Ownership are generally less than purchasing outright or renting, making it a fantastic option to get onto the housing ladder. Speak to one of our sales team to find out more as an initial financial assessment is required via our recommended financial advisor to determine the initial share purchase.

Disclaimer - All dimensions are taken from plans and must, therefore, be treated as approximate. Some variation in the finished construction and landscaping should be expected. The site plan, images and photographs are for illustrative purposes only and may not be the exact property advertised and for general guidance only.