Terraced house for sale in Hither Close, Needham Market, Ipswich IP6

Summary
**shared ownership home** Plot 32 a stunning 3 bed mid terraced house with high specification kitchen, spacious living room and bedrooms, stylish bathroom and convenient downstairs cloakroom. Externally the property offers 2 allocated parking spaces and a fully enclosed rear garden.

Description
Saffron Housing Trust, committed to providing quality homes, is pleased to offer for sale this brand new shared ownership property, in the popular Suffolk town of Needham Market.

The development, benefits from two and three bedroom shared ownership accommodation, with purchase options ranging from 25% to 75% available, paying rent on the remaining share.

Saffron Housing Trust is a housing association based in South Norfolk, with over 6,500 homes across East Anglia

Entrance
Part glazed front door entering into hallway with direct access to the kitchen, lounge and cloakroom. Plastered ceiling with spot lights, sockets, radiator, storage cupboard and carpeted flooring.

Cloakroom
Plastered ceiling with spot lights, extractor fan, window to front aspect, sink unit with mixer tap and storage underneath, back to wall W.C, radiator, towel rail, mirror, part tiled walls and laminate flooring.

Kitchen 9' 9" x 10' 4" ( 2.97m x 3.15m )
Plastered ceiling with spot lights, window to the front aspect, variety of wall and base units with marble effect work surfaces, integrated fridge freezer, washing machine, dish washer, oven with induction hob and extractor fan over, 1.5 bowl resin sink with drainer and mixer tap, gas boiler, sockets, radiator and laminate flooring.

Lounge 19' 5" max x 14' 8" max ( 5.92m max x 4.47m max )
Plastered ceiling with spot lights, double glazed bi-fold doors to rear, double glazed window to rear, radiator, sockets, carpeted flooring door to storage cupboard.

Landing
Carpeted flooring to stairs leading to first floor to the bedrooms, bathroom and storage cupboard, sockets and carpeted flooring.

Bedroom One 11' max x 15' 3" max ( 3.35m max x 4.65m max )
Plastered ceiling with spot lights, double glazed window to front, radiator, TV point, sockets and carpeted flooring.

Bedroom Two 11' x 9' 5" ( 3.35m x 2.87m )
Plastered ceiling with spot lights, double glazed window to rear, loft hatch, radiator, TV point, sockets and carpeted flooring.

Bedroom Three 8' 1" x 10' 11" ( 2.46m x 3.33m )
Plastered ceiling with spot lights, double glazed window to front, radiator, TV point, sockets and carpeted flooring.

Bathroom
Plastered ceiling with spot lights, window to the rear aspect, extractor fan, bath unit with shower over and screen, sink unit with mixer tap and storage under, back to wall W.C, radiator, towel rail, part tiled walls and laminate flooring.

External
Front garden offers a short tile path to the front door, flower & shrub bedding and two allocated off road parking spaces.

Rear garden is a fence enclosed with mainly laid to lawn and patio area with clothes hanging line.
**The lawn will be seed / laid to lawn from exchange**

Agents Notes
Please note the listing price shown of £155,000 is a 50% share (total open market value being £310,000). This property can be purchased at a minimum share of 25% and a maximum of 75%. Purchasers can staircase to 100% ownership (fees may apply). Rent will be payable on the remaining share (at a 25% share this will equate to £532.81 per month. A 40% share this will equate to £426.25 per month. At a 75% share this will equate to £177.60 per month). The % share and rent amount will change depending on the amount you can afford. You'll receive a worked example after a financial qualification.

Your annual rent is calculated as 2.75% of the remaining share of the full market value owned by the landlord.

A holding fee of £500 will be taken at point of acceptance and deducted from the final amount. Should you decide to withdraw after acceptance, administration fees may apply.

Buyers are responsible for their own bills.

Please note; all applications will need to be financially qualified & produce identification.

Please refer to the Key Information about the home document, Key Information about Shared Ownership and summary of costs for more in depth detail.

Eligibility
A person or persons in need of accommodation who are unable to buy on the local market determined in accordance with the following:

You can apply to buy the home if both of the following apply:
> your household income is £80,000 or less.
> you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs.

Further eligibility criteria must be met, successful applicants will have a financial assessment arranged by Saffron Housing, at no cost to the buyer(s).

Costs
Service charge listed are current estimates:

Estates Charge - £100.00 per annum for each home (reviewed annually)
Buildings Insurance - £50.00 pa (reviewed annually)
Rent at 40% share = £426.25 pcm (reviewed annually)
Lease Term: 990 years
Landlord: Saffron Housing Trust, Long Stratton

We currently hold lease details as displayed above, should you require further information please contact the branch. Please note additional fees could be incurred for items such as leasehold packs.

1. Money laundering regulations: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property.
3. The measurements indicated are supplied for guidance only and as such must be considered incorrect.
4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase.
5. These particulars are issued in good faith but do not constitute representations of fact or form part of any offer or contract. The matters referred to in these particulars should be independently verified by prospective buyers or tenants. Neither sequence (UK) limited nor any of its employees or agents has any authority to make or give any representation or warranty whatever in relation to this property.